# Terms of use

These terms apply to the Demonstrable Human Capability Assessment (DHCA) at dhca.marenacio.com, operated by Marenacio Banks LLC. By starting the assessment you agree to them.

## Taking the assessment

- Take it yourself, alone, without search engines, AI tools or help from other people. Automated agents must not answer it on anyone's behalf.
- Do not enter names, contact details or confidential information in any answer or work-sample description.
- Do not attempt to interfere with the site, submit results that were not produced by taking the assessment, or access other people's results.

## What the results mean

The DHCA is an illustrative instrument, not a validated psychometric test. Scores are provided for information and development. They should not be the sole basis for decisions about employment, admission, credit or any other significant matter. Written answers are scored automatically with a keyword rubric and may be reviewed by a person.

## Your report

You may keep, print and share your own PDF report. Marenacio Banks LLC may use results in anonymized, aggregate form to improve the assessment.

## Availability

The assessment is provided free of charge and "as is". We may change, suspend or withdraw it at any time, and we are not liable for losses arising from its use or unavailability, to the extent the law allows.

## Privacy

How we handle your data is described in the [privacy and data notice](/privacy).

## Contact

Questions about these terms: [results@dhca.marenacio.com](mailto:results@dhca.marenacio.com).

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